INTEREST RATES ARE BASED
ON APPROVED CREDIT
|
Signature (Unsecured)
(Must have 10% in
Shares) |
11% APR $5,000
Limit Maximum term 48 months |
New Cars, RVs, Boats,
& Motorcycles, and
Share Secured
(2011
to 2012 vehicles are calculated at new
car rate)
|
5.50% APR for 36 months
|
5.75% APR for
48 months |
6.00% APR for
60 months |
6.50% APR for
66 months |
7.00% APR for 72 months (over $20,000) |
8.75% APR for
84 months (over $25,000) |
|
Used Cars, RVs, Boats, & Motorcycles
(2010 and older)
|
6.75% APR for
36 months |
7.25%
APR for 48 months |
8.00%
APR for 54 months |
8.50%
APR for 60 months |
9.50% APR for 72 months |
|
|
|
|
|
|
NEW
VEHICLES-100% of MSRP plus tax, license, service contract, and doc fee. |
|
|
USED
VEHICLES-Middle Blue Book including options, adding or subtracting for
mileage plus tax, license, |
service
contracts, and doc fee. |
All
RV, boat and motorcycle loans are 100% of list price on new and middle blue
book on used, plus tax, license, DOC and warranty. |
|
Refinances
within the credit union must be for payoff plus $4,000.00 |
FULL
COVERAGE INSURANCE MUST BE CARRIED ON ALL SECURED LOANS. MAXIMUM
DEDUCTIBLE $750. |
Rates
subject to change without notice |