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Home Banking Application*

*You will need Adobe Acrobat to print and download the Application

 

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INTEREST RATES ARE BASED 
ON APPROVED CREDIT

Signature (Unsecured)
(Must have 10% in Shares)
11%  APR $5,000 Limit Maximum term 48 months
New Cars, RVs, Boats,
& Motorcycles, and Share Secured

(2011 to 2012 vehicles are calculated at new car rate)

 

5.50% APR for 36 months

5.75%  APR for 48 months
6.00%  APR for 60 months
6.50%  APR for 66 months
7.00% APR for 72 months (over $20,000)
8.75%  APR for 84 months (over $25,000)
Used Cars, RVs, Boats, & Motorcycles
(2010 and older)

 


6.75%  APR for 36 months
7.25%  APR for 48 months
8.00%  APR for 54 months
8.50%  APR for 60 months
9.50% APR for 72 months 
NEW VEHICLES-100% of MSRP plus tax, license, service contract, and doc fee.
USED VEHICLES-Middle Blue Book including options, adding or subtracting for mileage plus tax, license,
service contracts, and doc fee.
All RV, boat and motorcycle loans are 100% of list price on new and middle blue book on used, plus tax, license, DOC and warranty.
Refinances within the credit union must be for payoff plus $4,000.00
FULL COVERAGE INSURANCE MUST BE CARRIED ON ALL SECURED LOANS. MAXIMUM DEDUCTIBLE $750.   
Rates subject to change without notice

 

 

 

Send mail to sromero@wsfcu.net with questions or comments about any service. Note: This is NOT a secure email. Please do not send personal information.
Last modified: January 6, 2010

  Your savings federally insured to at least 
  $250,000 and backed by the full faith and
   credit of the United States Government

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National Credit Union Administration, a U.S. Government Agency